Terms of Use & Disclaimer
Last updated: July 22, 2026
Operator and billing name
FERS Report is a product operated by MyVIP Tickets LLC. Stripe checkout, payment receipts, or card records may display MYVIP TICKETS LLC. This operator disclosure does not indicate any connection to OPM or another government agency.
Educational tool — not advice
FERS Report provides educational estimates computed from figures you enter, using publicly documented federal retirement formulas. It is not financial, investment, legal, tax, or benefits advice, and no output constitutes a guarantee of any benefit amount. Your official annuity, eligibility, and insurance status are determined solely by your employing agency and the U.S. Office of Personnel Management from your certified records.
No government affiliation
FERS Report is an independent website. It is not affiliated with, endorsed by, or sponsored by OPM, the Thrift Savings Plan, the Social Security Administration, or any U.S. Government agency. "FERS" is used descriptively to refer to the Federal Employees Retirement System.
Accuracy
We work hard to implement published formulas correctly and maintain an automated test suite (see Methodology), but estimates can differ from your official computation due to records-level factors (part-time service, deposits, breaks in service, premium pay rules, future rule changes, and similar). You are responsible for verifying figures with your HR office before acting on them.
Purchases & refunds
Reports are one-time purchases delivered by email as PDF attachments, with an access link that remains usable for 180 days. MyVIP Tickets LLC processes the sale through Stripe. If a report doesn't make your decision clearer, email support@fersreport.com within 30 days of purchase for a full refund. A full refund or payment dispute ends paid access.
Acceptable use
Don't scrape, resell, or misrepresent the output of this site; don't present our estimates as official government figures.
Limitation of liability
To the maximum extent permitted by law, FERS Report and its operators are not liable for decisions made in reliance on estimates produced by this site. The service is provided "as is" without warranties of any kind. Our total liability for any claim is limited to the amount you paid us in the 12 months preceding the claim.